I've budgeted $3000 for processor, main, surround and sub amps. One objective is to have no fans in the HT electronics to distract from the entertainment experience. I have an Emotiva UMC-1 processor already. What this additional budget would buy is an upgraded XMC-1 processor, an XPA-2 (300W/ch) for L&R, an XPA-5 (200W/ch) for center, side and rear surrounds and a Classdaudio 250W/ch x 2 amp for the pair of Bill Fitzmaurice THT folded horn subwoofers. If I decide to move down a notch to the Emotiva UPA family, I will save about $1000. UPAs would include UPA-200 (125W/ch x2) and UPA-500 (80W/ch x5). The Emotiva ratings are at 0.1% THD or less, depending on the model, with all channels driven, and have been tested and proven to be real.
I guess I could call it my $1000 decision :-)