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Pay Those Student Loans or Else....


derrickdj1

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 If you can make less but stay in a rural'ish area in the heartland, you can often come out way ahead.  That's what people don't get.

 

Oh, I think they get it all right. Californians WANT to be in a progressive culture. So, you're only kidding yourself with the "commiefornia" comment imagining everyone here is dying for an opportunity to get to the heartland. Not. 

 

I think the majority of people with a tech career tend to follow the money, which typically ends up being in a big city.  The most passionate want to be in the middle of Silicon Valley but most are following the money.  

 

As for wanting to get into the heartland, I was talking about companies.  Believe it or not, some companies tend to favor freedom and lower taxes / salaries if they can maintain the same quality of workforce.  

 

 

"A hostile business climate sends more companies to friendlier states"

http://www.washingtontimes.com/news/2015/feb/17/editorial-businesses-flee-californias-high-taxes-a/

 

 

"The Golden State’s hostile business environment continues to drive thousands of companies away"

http://www.nationalreview.com/article/426974/businesses-leave-california-texas

 

 

"Joseph Vranich, an expert on corporate relocations, has counted more than 200 major companies with tens of thousands of employees that have left the Golden State over the last four years. 

http://dailysignal.com/2014/05/08/california-leavin-businesses-politicians-state-denial/

 

 

""California's a fantastic place to live. Don't get me wrong. It's just not a great place to do business,""

http://www.cbn.com/cbnnews/finance/2013/july/shooting-the-golden-goose-californians-flee-taxes/?mobile=false

 

 

"new study from the San Francisco-based Pacific Research Institute has ranked the regulatory climate for small businesses in California the worst out of all 50 states"

http://www.capoliticalreview.com/capoliticalnewsandviews/why-are-all-these-california-companies-moving-to-texas-here-are-a-bunch-of-reasons/

 

 

"Roughly 9,000 California companies moved their headquarters or diverted projects to out-of-state locations in the last seven years"

http://www.bizjournals.com/dallas/blog/morning_call/2015/11/california-lost-9-000-business-hqs-and-expansions.html

 

 

California Wins ‘Worst State to do Business’ for 11th Year

http://www.breitbart.com/big-government/2015/05/27/california-wins-worst-state-to-do-business-for-11th-year/

 

 

 

 

yay, progress.  

 

 

California is the world's 8th Largest Economy. 

 

http://www.latimes.com/business/la-fi-california-world-economy-20150702-story.html

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What's interesting to me here is how defensive people are for a person who clearly didn't keep up his end of the bargain, and should we really take it at face value that these people "didn't know" they had a loan? Was there signature not on the paperwork?

 

Arresting might be a bit extreme, but I bet you papers were served first and simply discarded. How much junkmail do we get these days?

 

What's worse is all the predatory student loans given out to students getting degrees in meaningless fields. That's really a crap gamble on the bank's part, but remove the risk and then they don't care. Ironically, the government removed the risk because they wanted more people going to college....so definitely don't entirely blame the banks here. Blame the general public for believing and teaching the stupid notion that everyone must have a college degree....oh wait, but it's not popular to blame ourselves for our own stupidity :) Perhaps that's why we want to defend the idiots that "forgot" about their loans?

 

-said with a smile of course :)

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"A hostile business climate sends more companies to friendlier states" http://www.washingto...s-high-taxes-a/
 

 

From the article: "But after surviving depressions, recessions, earthquakes and wars, Farmer Brothers is leaving California, finally driven out by high taxes and oppressive regulations."

 

Yes, we do not allow companies to use the state as a toxic dumping ground. There are more regulations here, and I think for the most part, they enhance life for the residents, as to clean air, water, and so on. Likewise with taxes. So many states give companies a free ride on taxes just to locate there. I don't want those companies in the state. 

 

We are a huge economy and remain a very desirable location for companies like Apple, Google, Facebook, Intel, Twitter, and countless technology companies. 

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What's interesting to me here is how defensive people are for a person who clearly didn't keep up his end of the bargain, and should we really take it at face value that these people "didn't know" they had a loan?

 

That's certainly not my position. I have no doubt they know they have loans. They are simply mimicking the ethics that drive the rest of the country from the top down: Loopholes and Larceny. It's the national ethos. When the small guy sees all the guys above making it on graft, corruption, bailouts and fraud, they want in on the action. It's the nature of corrupt societies.

 

I don't defend them as much as simply understand them. If the government wants to see a change, they need to start prosecuting the mega-criminals who are getting a free ride now. 

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Jeff,

That's why I selected a field I love over something in anticipation of a job. I will be happy if it is associated with my major, and that is not at all difficult to guarantee.

 

I think you are doing well.  Selecting a field you love will fill your head with associations and a perspective that comes from the heart, for a lifetime.  I've done it both ways.  I've worked in a relatively high paying job before any of my degrees, then worked in lower paying jobs in the field(s) I love.  The latter was better.

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Jeff,

That's why I selected a field I love over something in anticipation of a job. I will be happy if it is associated with my major, and that is not at all difficult to guarantee.

 

I think you are doing well.  Selecting a field you love will fill your head with associations and a perspective that comes from the heart, for a lifetime.  I've done it both ways.  I've worked in a relatively high paying job before any of my degrees, then worked in lower paying jobs in the field(s) I love.  The latter was better.

 

 

Barbara Sher! 

 

I first heard Barbara on the radio in the early 90s. I bought her extensive taped program and listened to it several times, along with loaning it to many friends. It was a superb affirmation and confirmation that "doing what you love" is the most important path you can choose in life. Live the Life You Love. 

 

I haven't kept up with her new materials, but it sure was great stuff a couple decades ago.

 

Website: http://www.barbarasher.com/index.htm

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  • 4 years later...
On 2/21/2016 at 10:57 AM, Jim Naseum said:

 

Barbara Sher! 

 

I first heard Barbara on the radio in the early 90s. I bought her extensive taped program and listened to it several times, along with loaning it to many friends. It was a superb affirmation and confirmation that "doing what you love" is the most important path you can choose in life. Live the Life You Love. 

 

I haven't kept up with her new materials, but it sure was great stuff a couple decades ago.

 

Website: http://www.barbarasher.com/index.htm

Good ole JIm...

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  • 2 weeks later...
  • 4 weeks later...

We all should be responsible, and read more information about companies we are applying for loans. It`s not so easy to find true information about them, but here is a good site https://geldlenen-spoed.nl/zakelijke-lening where you can find real customers` reviews on different loan providers, and you can find a detailed description of loan conditions.

Edited by Bigaycy
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  • 3 months later...
On 2/18/2016 at 1:26 AM, Jim Naseum said:

So far, this hasn't come up: Retaliatory Crimes

 

A good many people in the USA believe that the "banksters" committed a trillion dollar fraud on the nation. Further, said banksters were never directly punished and won't be. Further, that the best resolution is to steal back from the banksters in any way possible. Now, I'm not saying anyone should think they will get away with stiffing their lender, but as an "attitude" it might be part of why they let it go just hoping it would not come back. 

 

I am reminded of the hundreds of thousands of people who dropped their house keys at the bank and simply said "Adios" to their mortgage.

 

The term usually applied here "moral hazard."

Moral hazard is exactly how it can describe it.

Such actions are almost always associated with risk and should not count on one hundred percent on it.

Edited by JonathanBrown
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