Okay a partial lecture is due. 36 months no interest but we are shooting for 3 months.
I buy almost all my stuff this way , but what I do is take the amount due and divide into how many months Ihave to pay it off , and make sure I dont miss a payment. If I have extra $ I dump it on there also because I cant stand to owe . I just did some furniture for 36 months and paid it off in 6 months.Nothing wong with 0 % interest .